Hapana Chirango Chekubhadhara Chekare: Boon yeSelf P&L Mortgages

Munyika yakaoma uye inowanzotyisa yezvikwereti muUnited States, vanokwereta vane vakazvigadzirira veP&L zvirevo vanosangana nematambudziko akasiyana. Nekudaro, iyo sarudzo yemortgages neHapana Chirango Chekubhadhara Prepaymentinobuda semutambo-kuchinja, kunyanya kuboka iri chairo.

AAAKukweretesa, zita rine mukurumbira rine makore anopfuura gumi nemashanu echiitiko uye rekodhi yekubvisa mari inopfuura mabhiriyoni makumi maviri emadhora muzvikwereti kubatsira mhuri dzinopfuura 50,000, inonzwisisa matambudziko aya zvakanaka. Ivo vanopa sutu yezvigadzirwa zvechikwereti, zvinosanganisira izvo zvakagadzirirwa kune vanokwereta neakazvigadzirira ega P&L zvirevo.

Imwe yemabhenefiti akakosha ezvigadzirwa zvavo zvembanje kusavapo kwemubhadharo wekubhadhara kare. Kune vanokwereta vane-vakazvigadzirira P&L zvirevo, mamiriro emari anogona kunge asingafungidzike. Bhizinesi rinogona kungoerekana radonha, richibvumira mukwereti kuti abhadhare chibatiso nguva isati yatarisirwa. Mumamiriro ezvinhu akadaro, chirango chekubhadhara kare chingaita sechidziviso, zvichiita kuti mukwereti azeze kutora mukana wemamiriro avo emari akavandudzwa. Asi neAAA Lendings 'hapana prepayment chirango chemba, vanokwereta vane rusununguko rwekubhadhara zvikwereti zvavo nekukurumidza pasina kuwedzera imwe mari.

Uku kuchinjika hakungope rugare rwepfungwa chete asiwo kunopa mikana yekuronga mari. Vanokwereta vanogona kuronga mari yavoIZVIzvinobudirira zvikuru, vachiziva kuti vanogona kuderedza mutoro wavo wechikwereti pese pazvinenge zvakavanakira mune zvemari.

Zvakare, maitiro ekunyora pasi paAAA Lendings anochinjika. Kana vamwe vanokweretesa vachiramba vanokwereta neakazvigadzirira ega P&L zvirevo, AAA Lendings inowanzoti "Hongu." Iyi inosanganisirwa maitiro, yakasanganiswa neasina prepayment chirango chimiro, inoita kuti zvigadzirwa zvavo zvembamba zvinyanye kukwezva.

Iyo yekukurumidza kuvhara maitiro, neavhareji yenguva mukati memavhiki matatu, inowedzera kuwedzera kukwidza. Vanokwereta vanogona kukurumidza kuchengetedza zvikwereti zvavo uye votanga kunakidzwa nemabhenefiti ekuva muridzi wemba. Zvipupuriro kubva kune vatengi vakagutsikana zvinoratidzira hunyanzvi uye kugona kwechikwata, nevazhinji vachirumbidza kugona kwavo kuvhara zvikwereti mukati menguva dzakasimba.

Mukupedzisa, kana iwe uri mukwereti uine chirevo chakazvigadzirira cheP&L uchitsvaga imba yemba muUS, funga nezve kwete yeprepayment chirango chinopihwa neAAA Lendings. Inogona kunge iri kiyi yekuvhura yakawedzera kuchinjika uye kusagadzikana-isina renji chiitiko.