Kuchengetedza Hapana Basa Hapana Chikwereti Chemuhoro CheKugara Kwekutanga neAAA Lendings

Mumamiriro ezvinhu akaoma emusika weUS mortgage, kutsvaga kwehapana basaHapana Chikwereti cheMuhoro cheKugara Kwekutanga chingaite sechinonetsa. Nekudaro, AAA Lendings inobuda semubatsiri akavimbika, ichipa mhinduro dzakarongedzerwa kuzadzisa ichi chakasarudzika chinodiwa.

AAAKukweretesaine rekodhi inoshamisa, ichizvikudza pamusoro pemakore gumi nemashanu echiitiko muindasitiri yekukweretesa. Nemari yese yechikwereti inodarika mabhiriyoni makumi maviri emadhora uye nekubatsira mhuri dzinopfuura zviuru makumi mashanu, hunyanzvi hwavo hwakasimbiswa. Kuvapo kwavo kwakakura, kushanda mumatunhu makumi mana nematanhatu neDunhu reColumbia, kunopupurirazve kusvika kwavo kwakakura uye kugona kwavo.

Chimwe chezvinhu zvinomira zveAAA Lendings 'zvinopihwa ndeye Self Prepared P&L sarudzo, chinhu chakakosha kune avo vari kutsvaga Hapana Basa Hapana Muhoro Chikwereti. Iyi sarudzo inobvumira vanokwereta kuti vakwanise kukwereta pasina chikonzero chekupa mutero wekudzoka. Kune vanhu vasina basa rechinyakare kana mari yakagadzikana, kuchinjika uku kunogona kuchinja mutambo. Zvinoita kuti vakwanise kuratidza mamiriro avo emari nenzira inoratidza kugona kwavo kubhadhara chikwereti, zvichibva pane zvavakagadzirira purofiti uye kurasikirwa.

Chimwe chigadzirwa chakakodzera chikwereti cheDSCR. Mari yekurenda inogona kushandiswa kukodzera chikwereti ichi, icho chinonyanya kubatsira kune vanokwereta vangangove vasina mari yenguva dzose yebasa asi vane zvivakwa zvekurojesa. Nekuwedzera mari kubva kumarenda aya, vanogona kuchengetedza chikwereti chekugara kwavo kwekutanga, zvichiita kuti humba huve chokwadi.

Iyo HELOC sarudzo yakapihwa neAAA Lendings inouyawo neinoyevedza chimiro - hapana prepaid chirango. Izvi zvinoreva kuti vanokwereta vane rusununguko rwekubhadhara chikwereti chavo nekukurumidza pasina kuunza imwe mari yekuwedzera, zvichivapa imwe shanduko yemari.

Iyo nzira yekunyora pasi kuAAA Lendings inozivikanwa nekushanduka kwayo. Nepo vamwe vanokweretesa vachiramba vanyoreri vasina basa rechinyakare nemari, AAA Lendings ine pfungwa dzakavhurika. Vanotarisa mhiri kwezvinowanzodiwa uye vanofunga zvakasiyana siyana kuti vaite sarudzo yekukweretesa. Iyi nzira inopa tariro kune avo vakamborambwa nevamwe vanokweretesa.

Uyezve, nzira yekuvhara inokurumidza zvinoshamisa, neavhareji nguva mukati memavhiki matatu. Uku kukurumidza kutendeuka uku mukana wakakura, kunyanya kana vanokwereta vari mukukurumidza kuwana chikwereti chekugara kwavo kwekutanga. Zvipupuriro zvevatengi zvinowedzera kusimbisa sevhisi yavo yakanaka. Vatengi vakarumbidza timu nehunyanzvi hwavo, mitengo yemakwikwi, uye kugona kuvhara zvikwereti mukati menguva dzakasimba.
Mukupedzisa, kana iwe uri kutsvaga Hapana Basa Hapana Mari Yemukwereti yePrayimari Residences, AAA Lendings mukweretesi anofanirwa kufunga nezvawo. Dzavo dzakasiyana siyana dzezvigadzirwa zvechikwereti, zvinyorwa zvinochinjika, uye nguva dzekuvhara nekukurumidza dzinovaita sarudzo yepamusoro mumusika wekutengesa weUS.