Kuzvigadzirira P&L Chikwereti: Nzira Inochinjika yeMukwereti Anozvishandira

Kune vazhinji vanoda varidzi vedzimba muUS, kuchengetedza imba yemba kunogona kunzwa kunetsa, kunyanya kune vanozvishandira kana avo vane mari isiri yechinyakare. Pinda iyo Self Prepared P&L Loan, inoshandura mutambo yakagadzirirwa kuita kuti mwene wemba asvike nyore. Ne Chete Chega Yakagadzirira P&L Inodiwa, chikwereti ichi chinobvisa kudiwa kweCPA-yakagadzirirwa P&L chirevo, ichibvumira vanokwereta kuti varatidze mari yavo nenzira inoratidza kugona kwavo kwechokwadi kuwana. Kunyangwe iwe uri kutarisa pekugara Yepuraimari kana kuongorora zvinochinjika-reti sarudzo senge 5/6 ARM kana 7/6 ARM, chikwereti ichi chinopa kuchinjika, kugona, uye nyore.

Iyo Self Prepared P&L Loan inomira pachena nekuti inoda Hapana Mutero Return, zororo rakakura kune avo vane mafirita emitero asingatore zvizere mari yavo nekuda kwekubvisirwa kana mihoro isingaite. Iine kiredhiti kiredhiti ye680 uye huwandu hwechikwereti hunogona kusvika kumadhora mazana maviri emamiriyoni, zviri Nyore Nyore Kukodzera pane akawanda echinyakare remba. Vanokwereta vanogona kusarudza pakati pe5/6 ARM, iyo inogadzirisa mwedzi mitanhatu yega yega mushure memakore mashanu enguva yakatarwa, kana7/6 Arm, ichipa mwero wakarebesa wemakore manomwe wekuwedzera kugadzikana. Iri mbiri sarudzo dzinouya neLow Rate zvimiro, zvichiita kuti kubhadhara pamwedzi kugoneke.

Chinoita kuti chikwereti ichi chinyanye kufadza kusavapo kweNo Prepayment Penalty clause. Varidzi vedzimba vanogona kubhadhara mari yemba yavo nekukurumidza pasina kuwedzera mari, vachipa rusununguko rwemari rwekugadzirisa kana kutengesa kana nguva yakwana. Kune avo vanotenga imba Yepuraimari, kushanduka uku kwakakosha, kunyanya mumusika une simba umo zvirongwa zvinogona kuchinja.

Nzira yacho yakananga. Vanokwereta vanounganidza yavo P&L chirevo, vachiratidza bhizinesi ravo kana mari yemahara. Gwaro rakazvigadzirira iri rinopa vanhu simba rekuratidza hutano hwavo hwemari pasina kusvetuka nepakati. Kusiyana nezvikwereti zvakajairika zvinoda zvinyorwa zvakakura, iyo Self Prepared P&L Loan inokwenenzvera kunyora pasi, kuchengetedza nguva uye kushushikana.

Fungidzira kuchengetedza imba yako yemaroto nehomwe yembavha inogadzirirwa mamiriro ako emari akasiyana. Ne Chega Chega Yakagadzirira P&L Inodiwa, haubatikidzwe nezvinodiwa zvakaomarara. Kunyangwe iwe ukasarudza iyo 5/6 ARM yekuchengetedza kwenguva pfupi-pfupi kana iyo 7/6 ARM yekuwedzera kufungidzira, chikwereti ichi chinoenderana nezvaunoda. Yakanakira vanamuzvinabhizinesi, mafreelancers, kana chero munhu ari kutsvaga Low Rate mortgage iri Nyore Nyore Kukodzera, zvese izvi uchidzivirira kunetsa kwemutero kudzoka kana zvirango zvekubhadhara kare.

Mumusika wemazuva ano wemakwikwi edzimba, iyo Self Prepared P&L Loan inovhura mikova yevaridzi vemba iyo inogona kuramba yakavharwa. Iyo inoshanda, inokwereta-inoshamwaridzika mhinduro inoisa pamberi kuchinjika uye kugona, zvichiita kuti ive sarudzo yepamusoro yekubhadhara imba yako yePrimary.