Zvikwereti Zviri Nyore NeZvikwereti zveP&L Zvakazvigadzirira

Kufamba-famba munzvimbo yemortgage kunogona kunetsa, kunyanya kune avo vane mari isiri-yakajairwa. Iyo Yega Yakagadzirira P&L Chikwereti inopa imwe inozorodza imwe nzira, yakagadzirirwa kurerutsa maitiro ekukwereta. Ne Chete Chega Yakagadzirira P&L Inodiwa, vanokwereta vanogona kukodzera pasina aCPA-yakagadzirirwa chirevo chemari, zvichiita kuti zvive Nyore Nyore Kukodzera kuwana remba. Kunyangwe iwe uri kupa mari pekugara kwePrimary, 2nd Imba, kana Investment pfuma, chikwereti ichi Hapana Kudzosa Mutero uye Hapana Prepayment Penalty maficha, akapetwa neLow Rate 5/6 ARM uye 7/6 ARM sarudzo, ita ive sarudzo yakasarudzika.

Zvikwereti zvechinyakare zvinowanzoda magwaro akawanda, kusanganisira magwaro emitero anogona kusanyatsoratidza simba remari remukwereti. Iyo Self Prepared P&L Loan inobvisa chipingamupinyi ichi. Nekubvumidza vanokwereta kuti vaendese yavo purofiti uye kurasikirwa chirevo, inoitira ivo pachavo-employednyanzvi, mafreelancers, uye vatengesi vane mari inochinja kana inosanganisira kubviswa kwakakosha. Nechikwereti chinosvika kumadhora mazana maviri emamiriyoni uye kiredhiti kiredhiti ye680, inowanikwa kune vakasiyana siyana vanonyorera.

Iyo 5/6 ARM uye 7/6 ARM sarudzo dzinowedzera kuita zvakasiyana. Iyo 5/6 ARM inokiya mune Yakaderera Rate kwemakore mashanu, ichigadzirisa mwedzi mitanhatu yega yega mushure, yakakwana kune avo vane hurongwa hwenguva pfupi. Iyo 7/6 ARM inowedzera nguva yakatarwa kusvika kumakore manomwe, ichipa kufanotaura kwezvinangwa zvenguva refu. Ose ari maviri akarongedzerwa kuchengetedza kubhadhara kuchikwanisika, ungave uri kugara muPuraimari imba kana kubata Investment Property.

Iyo No Prepayment Penalty ficha idhirowa hombe. Vanokwereta vanogona kubhadhara chikwereti chavo nekukurumidza - kungave kubhadharazve, kutengesa Imba yechipiri, kana kubvisa Investment - pasina kuwedzera mari. Uku kuchinjika kunopindirana neicho chaicho chemusika wanhasi, uko mazano emari anoshanduka nekukurumidza. Yakabatana neNo Tax Return zvinodiwa, iyo Self Prepared P&L Loan inoderedza mapepa uye inomhanyisa kubvumidzwa, ichirega vanokwereta vatarise pazvinangwa zvavo.

Funga nezvemuridzi webhizinesi diki achida kutenga imba yePrimary. Mitero yavo yemitero inoratidza mari ine mwero nekuda kwemari yebhizinesi, asi mari yavo chaiyo inobuda yakasimba. Nekutumira Yekuzvigadzirira P&L, ivo vanokodzera zvisingaite, vachisarudza 7/6 ARM yekudzikama kwayo kwakaderera. Kana bhizinesi ravo rikakura uye vakabhadhara chikwereti nekukurumidza, Hapana Prepayment Penalty inova nechokwadi chekuti vanochengeta yakawanda purofiti yavo.

Iyo Yega Yakagadzirira P&L Chikwereti inotsanangura zvakare kuwanikwa kwemondi. Yakagadzirirwa avo vasingaenderane neyakajairwa mold, inopa Chete Yega Yakagadzirira P&L Inodiwa kuve nyore uye Zvakanyanya Nyore Kukodzera mazwi. Kunyangwe urikurota Imba Yepuraimari, 2nd Imba yekudzokera, kana mukana weKudyara, iyi chikwereti che5/6 ARM kana 7/6 ARM sarudzo dzinounza kugona uye rusununguko, zvese pasina mutoro wekudzosera mutero kana zvirango zvekubhadhara kare.