Kunzwisisa Bank Statement Zvikwereti uye Prepaid Kubhadhara Zvirango muUS Housing Market

Kana uchifambisa nyika yakaoma yezvikwereti zvemba zveUS, mazwi maviri akakosha anowanzo simuka:bank statementzvikwereti uyePrepaid Payment Penalty. Kunzwisisa aya pfungwa kunogona kukanganisa zvakanyanya rwendo rwako rwemba. Ichi chinyorwa chinotarisa mukuomesesa kwezvikwereti zveBhangi Statement uye zvinorehwa nePrepaid Payment Penalties, kuve nechokwadi chekuti unoita sarudzo dzine ruzivo.

Chii chinonzi Bank Statement Loans?

ABank Statementchikwereti imhando yemortgage yakagadzirirwa vanhu vanozvishandira kana avo vane mari isiri yechinyakare.IZVI. Kusiyana nezvikwereti zvakajairwa zvinoda maW-2 uye madzoro emutero, zvikwereti zveBank Statement zvinoshandisa zvirevo zvebhangi kuona mari. Kazhinji, vanokweretesa vanoongorora mwedzi gumi nemaviri kusvika makumi maviri nemana yematatimendi ebhangi kuti vaongorore mafambiro ako emari uye kuona kukodzera kwechikwereti.

Zvakanakira Bank Statement Zvikwereti

1. Kuchinjika kune Vanozvishandira Vanokwereta: Zvikwereti zvechinyakare kazhinji hazvitarise mamiriro emari emunhu vanozvishandira. Bank Statement zvikwereti zvinopa mhinduro nekufunga chaiko kuyerera kwemari.
2. Zvinyorwa Zviri Nyore: Panzvimbo pezvinyorwa zvemutero zvakakura, iwe unongoda kupa zvirevo zvako zvebhangi, zvichiita kuti maitiro ekunyorera ave nyore.
3. Yakakwirira Kubvumirwa Matengo: Kune avo vane mari inochinja-chinja, zvikwereti zveBank Statement zvinopa mukana wakakura wekubvumidzwa zvichienzaniswa nezvikwereti zvakajairika.

Kunzwisisa Prepaid Payment Penalty

APrepaid Payment Penaltyimari inobhadhariswa nevakweretesi kana ukabhadhara chikwereti chako nguva ichiripo. Chirango ichi chakagadzirirwa kuchengetedza vanokweretesa kubva pakurasikirwa nemari yezvibereko. Kunyangwe zvingaite sezvisingaite kuranga kudzoserwa kwekutanga, zvinoita kuti vanokweretesa vadzore imwe yemubereko unotarisirwa.

Mhando dze Prepaid Payment Zvirango

1. Fixed Penalty: Mari yakatarwa, zvisinei nekuti wakurumidza kubhadhara sei chikwereti.
2. Sliding Scale Penalty: Murango unodzikira nekufamba kwenguva, uchiita kushomeka paunosvika pakupera kwenguva yechikwereti.
3. Muzana Chirango: Chikamu chemari yasara yechikwereti, inogona kuve yakakura kana yakabhadharwa kare munguva yechikwereti.

Mafungiro ane Prepaid Payment Zvirango

1. Verenga Chibvumirano Chako cheChikwereti: Gara uchiongorora chibvumirano chako chechikwereti kuti unzwisise zvirevo zvechero Prepaid Payment Penalty.
2. Verenga Zvinogona Kudhura: Funga nezvemutengo wakakwana wechirango maringe nemabhenefiti ekubhadhara chikwereti chako nekukurumidza.
3. Kurukurai nevakweretesi: Vamwe vanokweretesa vanogona kunge vachida kuregera kana kudzikisa chirango, kunyanya kana uine chimiro chakasimba chemari.

Mhedziso

Kufamba nemusika wechikwereti cheimba weUS kunoda kunzwisisa kwakajeka kwemazwi akadaiBank Statementzvikwereti uyePrepaid Payment Penalty. Bank Statement zvikwereti zvinopa sarudzo inoshanda kune vanozvishandira, ichipa kuchinjika uye zvinyorwa zviri nyore. Nekudaro, chenjera nezve Prepaid Kubhadhara Zvirango, sezvo zvichigona kukanganisa hurongwa hwako hwemari. Nekunzwisisa aya mazano, iwe unogona kuita sarudzo dzine ruzivo uye kukwidziridza ruzivo rwako rwekubhadhara.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS; mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo. Pane njodzi mumusika uye mari inofanira kungwarira. Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega. Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu. Isai mari zvinoenderana nenjodzi yenyu.