Vhura Muridzi Wepamba neCalHFA's Down Payment Assistance Programs

Kutenga imba muCalifornia kunogona kuve chiitiko chinonakidza asi chinotyisa, kunyanya kune Chekutanga-Nguva Homebuyers vakatarisana nedambudziko rekuchengetera mari.Down Payment. Neraki, CalHFA inopa Down Payment Assistance zvirongwa zvinopa rubatsiro rwakakosha rwemari kubatsira kuita kuti imba yacho iwanikwe.

Zvirongwa zveCalHFA zvinopa Rubatsiro rwePasi Kubhadhara mumhando dzakasiyana siyana, kusanganisira zvipo uye zvikwereti, kubatsira vatengi kubhadhara mari yepamberi yekutenga imba. Zvirongwa izvi zvinonyanya kubatsira kune Chekutanga-Nguva Homebuyers vanogona kunge vasina mari iri nyore yekubhadhara pasi asi vachiri kuda kuti vakwanise kuwana remba. Nekudzikisa huwandu hunodiwa pakubhadhara pasi, zvirongwa zveCalHFA zvinobatsira kurerutsa mutoro wemari uye kubvumira vanotenga dzimba kuti vafambire mberi nekutenga kwavo.

Chimwe chezvirongwa zvakamira kubva kuCalHFA iMyHome Assistance Program, iyo inopa Rubatsiro rwePasi Kubhadhara mari inosvika 3.5% yemutengo wekutenga wemba kana kukosha kwakayerwa. Rubatsiro urwu runogona kubatsira kuvhara mari yekubhadhara pasi uye yekuvhara, kuita iyo yese proIZVIyekutenga imba inodhura zvakanyanya. Nekubatanidza rubatsiro urwu neCalHFA yekutanga chikwereti chemba, vatengi vanogona kuderedza zvakanyanya mari yavo yekubuda muhomwe.

Pamusoro pemabhenefiti emari, CalHFA inoitawo kuti idzi Down Payment Assistance zvirongwa zviwanikwe kune huwandu hwakawanda hwevatengi. Kunyange paine mamwe mari uye zvikwereti zvinodiwa, CalHFA inoyedza kuona kuti vatengi vanokodzera vanogona kutora mukana wezvirongwa kuita kuti zviroto zvavo zvevaridzi vemba zviitike. Vatengi vanofanirwa kutenga pekugara pekutanga muCalifornia, asi maitiro ekukodzera akagadzirirwa kubatsira vatengi vazhinji sezvinobvira.

Mukupedzisa, CalHFA uye zvirongwa zvayo zveKubhadhara Kubhadhara Kwekubatsira zvinopa zviwanikwa zvakakosha kubatsira Chekutanga-Nguva Vanotenga Kumba muCalifornia kukunda zvipingamupinyi zvemari pakutenga imba. Zvirongwa izvi zvinoita kuti kuve nemusha kudhure nekupa rutsigiro rwemari yekubhadhara pasi uye nekuvhara mari. Kana iwe uri kufunga kutenga imba muCalifornia, iva nechokwadi chekuongorora akasiyana Down Payment Assistance sarudzo dziripo kuburikidza neCalHFA kubatsira kuita kuti rwendo rwako rwevaridzi vemba hubudirire.