Kuvhura Muridzi Wepamba: Bank Statement Zvikwereti kune Vanozvishandira Vanokwereta

Kune vanokwereta vanozvishandira, kuwana chikwereti chemba kunogona kunzwa sehondo huru. Vechivanhu vanokweretesa vanowanzoda kudzoserwa mutero uye kubhadhara stubs, izvo zvisingawanzo kuratidza simba rechokwadi rezvemari remuridzi webhizinesi. Pinda muBangi Statement Loan-mutambo wekuchinja-mutambo wakagadzirirwa zvakananga kune vanozvishandira vanokwereta vanoda imwe nzira yekuratidza mari yavo. Pasina mitero inodzosa inodiwa, chikwereti ichi chinopa vanamuzvinabhizinesi simba rekuratidzira yavoKuyerera Kwemarikushandisa zvirevo zvebhangi pachinzvimbo.

A Bank Statement Loan inobvumira vanokweretesa kuti vaongorore mwedzi gumi nemiviri yezvinyorwa zvebhangi zvemunhu kana zvebhizinesi, vachipa mufananidzo wakajeka wemari yemukwereti pasina kuvimba nemari inowanwa kubva mumitero inodzoka. Izvi zvakanakira vanokwereta vanozvishandira vane kubvisirwa mutero kwavo kunogona kuderedza mihoro yavo yakashumwa asi kwete kugona kwavo chaiko kubhadhara chikwereti chemba. Kunyangwe iwe uri freelancer uine 1099 mafomu kana muridzi webhizinesi ane mari inochinja, imwe nzira iyi inorerutsa pro.IZVIs.

Imwe bhenefiti yakakosha ndeyekuchinjika kwayo nechikwereti-kune-income ratios. Kusiyana nezvikwereti zvechinyakare zvinovhara DTI pa50%, Bank Statement Loans inogamuchira DTI inodarika makumi mashanu muzana, inogashira vanozvishandira vanokwereta nemari yepamusoro yebhizinesi asi kuyerera kwemari kwakasimba. Izvi zvinoita kuti ive yakakwana kune avo vane chokwadi chemari chisingaenderane nemaitiro akajairwa ekukweretesa.

Kupfuura kuchinjika, Bank Statement Zvikwereti zvinopa anoshanda maficha. Mari yechikwereti inotangira pa$150,000 kusvika pa$3.5 miriyoni, iine kiredhiti kiredhiti inosvika 660. Inowanikwa pakutenga, cash-out, kana rate-term refinance padzimba dzine muridzi, dzimba dzechipiri, kana investment properties-kusanganisira non-warrantable condos. Vanokwereta vanozvishandira vanogona kusarudza chiyero chemakore makumi matatu kana kusarudza chirongwa chekubhadhara Chete. Uyezve, iwe unogona kuvhara pasi pezita rebhizinesi, kuchengetedza mari yemunhu neyebhizinesi zvakaparadzana.

Kune avo vane hupfumi hwakapfuura senge kubhuroka kana kuvharirwa, Bank Statement Zvikwereti zvinopa nzira yekumberi chero zviitiko izvi zvingangoita makore matatu. Hapana kudzoserwa kwemutero kunodiwa kunoreva kushomeka kunetseka, uye iyo 1099 sarudzo inowedzera humwe hunyanzvi hwevashandisi vakazvimiririra.

Muchidimbu, Bank Statement Loans inosandurudza kuva nedzimba kune vanozvishandira vanokwereta. Nekutarisisa zvirevo zvebhangi uye kugamuchira DTI inodarika makumi mashanu muzana, chigadzirwa ichi chinovhura magonhi ayo echinyakare mbanje anowanzo kuvhara. Kana iwe uri muridzi webhizinesi uchitsvaga rendi inoratidza hutano hwako hwechokwadi hwemari, iyi inogona kunge iri kiyi yako yekubudirira.

Keyword Count: Chirevo cheBhangi, Vanokwereta Vanozvishandira, Hapana Kudzoserwa Mutero Kunodiwa, Gwaro Rakazara, 1099, DTI Inodarika 50% Inogamuchirwa