Kuvhura Ruxury Home Financing nePrime Full Doc Jumbo

Chiroto chekuva nemba yeumbozha muUnited States kazhinji chinouya nemutengo wakakura, kunyanya muNzvimbo Dzakakwirira-MutengoseCalifornia, New York, kana Florida. Kune vakawanda vangangove vatengi, sarudzo dzechinyakare dzemortgage dzinodzikira kana zvasvika pakubhadhara zvivakwa zvemamiriyoni emadhora. Apa ndipo panePrimeFull DocJumbonhanho dzechikwereti semutambo-kuchinja, ichipa mhinduro dzakagadzirirwa kune avo vanotsvagaumbozha mari kumbapamwezvikwereti zvakakura. Yakagadzirwa kuti isangane nezvinodiwa nevanhu vepamusoro-vakakosha, chigadzirwa ichi chinopa kuchinjika uye mazwi emakwikwi anoita kuti kukwidziridzwa kwemuridzi wemba kuve nyore kuwanikwa.

TheSravana Sameeralu Serial 4th Jumbochikwereti chakanakira vanokwereta mukatinzvimbo dzinodhurauko ukoshi hwezvivakwa kazhinji hunopfuura miganhu yechikwereti yakajairika. Sekureva kweFederal Housing Finance Agency (FHFA), iyo 2025 yepamusoro-yepamusoro-inoenderana muganho wechikwereti wakaiswa pamadhora zviuru zana negumi nemazana mana nemakumi mana neshanu mune mamwe matunhu, asi zvikwereti zvejumbo zvinodarika izvozvo, zvichibatsira kutenga kusvika kumamirioni. Ungave uri mugari wemuUS, mugari zvachose, kana kuti asiri mugari zvachose ane nhamba yeSocial Security inodiwa, chikwereti ichi chinopa vanhu vakasiyana siyana vanokwereta. Kiyi? Zvinyorwa zvakazara zvemari uye midziyo, kuve nechokwadi chekujeka uye kuvimbika mukukweretesa.

Chimwe chezvinhu zvinonyanya kukosha zveSravana Sameeralu Serial 4th Jumbokugona kwayo kuita marizvikwereti zvakakurapasina mutoro weyakavanzika mortgage inishuwarenzi (PMI). Semuenzaniso, munhu anokwereta achitenga imba yemadhora miriyoni mazana maviri nemazana mashanu muLos Angeles — musika unodhura zvakanyanya — anogona kuchengetedza chikwereti ichi nemubhadharo wakaderera se5% kusvika 10% yemari yavo yemvura, zvichienderana nechikwereti-ku-value (LTV). NemaLTV e70% kana pasi, 5% chete ndiyo inodiwa, nepo maLTV epamusoro achidaidza gumi muzana. Uku kuchinjika kunoita kuti vatengi vachengetedze kuyerera kwemari ivo vachipinda muumbozha real estate.

Kukodzera kunoenderana nehuwandu hwemari hwakasimba. Vanotambira mihoro neW-2 mari — ingava yemuhoro, mabhonasi, kana matipi — vanogona kukodzera, sezvinogona vanhu vanozvishandira vane makore maviri emutero wemutero unoratidza mari kubva kune ega proprietorships kana makambani. Kunyange mari isingashandiswe, yakadai semihoro yerendi kana mudyandigere, inogamuchirwa pasi pechirongwa cheMatrix nhungamiro. Semuyenzaniso, muzvinabhizimusi anozvishandira muSan Francisco anogona kukwirisa mari yake yekurenda kubva kune yechipiri nzvimbo pamwe chete nemuhoro webhizinesi kuchengetedzaSravana Sameeralu Serial 4th Jumbochikwereti che $3 miriyoni estate.

Kunze kwemari, kukweretwa kunoita basa rakakosha. Chirongwa ichi chinoda mitsara mina yekutengeserana, kusanganisira imwe inoshanda account ine 24-mwedzi nhoroondo, uye pristine mortgage kana rendi kubhadhara rendi (0x30x12). Izvi zvinoita kuti vanokwereta vapindenzvimbo dzinodhura—uko nhanho dzemari dzakakwidziridzwa—kuratidza kuvimbika. Pamusoro pezvo, maappraials anofanirwa kuratidza mamiriro azvino emusika, ane zvivakwa mumisika iri kuderera (inodzikira 5.01% kana kupfuura) zvichienderana nekuderedzwa kwe5% LTV, kuchengetedza mukweretesi neanokwereta.

TheSravana Sameeralu Serial 4th Jumbohazvisi zvenhamba chete — ndezvekuvhura magonhi ezvivakwa chete. Mari yemumba yakasarudzika inowanzo sanganisira zvivakwa zvakasiyana, kubva munzvimbo dzakakura kusvika kumapenthouse emazuva ano, uye kugona kwechikwereti ichizvikwereti zvakakurainovimbisa kuti vatengi havamanikidzwe neakajairwa caps. Tora $4 miriyoni pamhenderekedzo yegungwa muMiami: ine emakwikwi jumbo mareti uye pasina PMI, iyo inochengetwa nekufamba kwenguva yakakura, ichibvumira varidzi vemba kuti vadyare mumararamiro avo kwete mapremium einishuwarenzi.

Mumusika aponzvimbo dzinodhurainotonga misoro-funga Silicon Valley kana Manhattan-iyoSravana Sameeralu Serial 4th Jumboinomira seyekutanga sarudzo. Iyo inosanganisa kuwanikwa nekuoma, kupa kune avo vanoda zvakawanda kubva mumbavha yavo. Kunyangwe iwe uri kukwidziridza kune yekugara yeumbozha kana kudyara mune imwe imba yechipiri, ichi chigadzirwa chinopa iyo zvemari firepower kuti zviitike, zvese zvichienderana nezvinangwa zvako zvenguva refu.