Ndezvipi Zvinodiwa PaKubuda Kwemari?

Paunenge uchitsvaga musika wemurenji wekuUS, chimwe chinhu chakakosha icho varidzi vedzimba nevaisiri vemari vanowanzosangana nacho ndicho chinodiwa chemari-kunze kwemwaka. Kunzwisisa kuti chii chinodiwa pakuita mari-kunze kwekudyara kwakakosha kune chero munhu ari kutsvaga kukwidziridza imba yavo zvakanaka. Muchinyorwa chino, tinotarisisa mune zvakatemwa zve-cash-out seasoning, tichiona kuti une ruzivo rwakakwana usati waita sarudzo dzemari.

Chii Chinodiwa PaKubuda Kwemari?

Chinodiwa chekudyara mari (cash-out seasoning) zvinoreva nguva inosungirwa kuti muridzi wemba amirire mushure mekutenga kana kupazve mari yeimba vasati vatora mari.Refinance. Iyi nguva yakakosha nekuti inobvumira vanokweretesa kuti vaone kuti chivakwa chakaramba chiripo here kana kuti chakawedzera kukosha, kuve nechokwadi chekuti muridzi wemba ane chiyero chakaringana chekupa mhosva yekubvisa mari.

Kazhinji, chinodiwa chemari-out seasoning chinoiswa pamwedzi mitanhatu kusvika gumi nemiviri, zvichienderana nemukweretesi uye rudzi rwechikwereti. Izvi zvinoreva kuti varidzi vemba vanofanira kumirira mwedzi mitanhatu kubva pazuva rekuvhara pane yavo yepakutanga yemba kana yerefinance yapfuura vasati vanyorera mari yekubvisa mari. Zvisinei, zvakakosha kuziva kuti zvinodiwa zvinogona kusiyana zvichienderana nemukweretesi uye nhoroondo yemari yemuridzi wemba.

Sei Kudya Kwemari Kwakakosha?

Kunzwisisa kuti chii chinodiwa pakudya-mari-kunze kwakakosha kune zvikonzero zvakawanda. Chekutanga, inodzivirira vanokweretesa nekuona kuti varidzi vedzimba vane hupfumi hwakagadzikana uye kuti kukosha kwepfuma hakuna kudzikira kubva pakatanga kutenga kana kugadziridzwa. Chechipiri, inodzivirira varidzi vedzimba kubva nekukurumidza kupeta zvivakwa kuti vawane pundutso pasina kumisa kuenzana chaiko.

Kune varidzi vedzimba, kusangana nezvinodiwa zvekubhadhara mari-kunze kunogona kuvhura mikova yekuwana yakakosha mari. Mari iyi inogona kushandiswa kune zvakasiyana siyana, sekuvandudza imba, kubatanidza chikwereti, kana zvimwe zvemariinvestments. Nekudaro, kutadza kuzadzisa zvinodiwa mumwaka kunogona kukonzera kurambidzwa kunyorera kana kushomeka kwematemu echikwereti.

Kufambisa Cash-Out Seasoning Zvinodiwa

Kuti ubudirire kufambisa zvinodiwa zvekubhadhara mari, varidzi vemba vanofanira kuronga nzira dzavo dzemari nguva isati yasvika. Zvinokurudzirwa kubvunzana nevashandi vemortgage vanogona kukupa gwara rinoenderana nemamiriro ako chaiwo. Pamusoro pezvo, kuchengetedza kiredhiti yakanaka uye kuve nechokwadi chekubhadhara mari yembavha panguva yakakodzera kunogona kusimudzira kukodzera kwako kwekubhadhara mari kana nguva yemwaka yapera.

Mukupedzisa, kunzwisisa kuti chii chinodiwa chekudya-mari-kunze kwakakosha kune chero munhu anofunga nezve mari-yekudzoreredza mumusika wekutengesa weUS. Nekuva neruzivo nekugadzirira, varidzi vemba vanogona kuita sarudzo dzezvemari dzinoenderana nezvinangwa zvavo zvenguva refu. Gara uchibvunza chipangamazano wezvemari kana nyanzvi yemortgage kuti uve nechokwadi chekuti unosangana nezvose zvinodiwa uye kuita zvakanyanya kuenzana kwemba yako.