12/04/2023

Kwaziwai, vamwe vanofarira bhizinesi!Nhasi, ngatinyure mumusoro wenyaya inonakidza sekukosha kwayakaita munyika yezvemari: theChikwereti-Service Coverage Ratio (DSCR).Funga nezve iyi yako yekusimba tracker, asi pachinzvimbo chekuverenga matanho kana kutarisa kurova kwemoyo, tiri kuyera kurova kwemari kwebhizinesi rako.Saka, sunga sneakers dzako, uye ngatitange rwendo urwu runosimbisa kuburikidza nenyika yeDSCR.

Kutanga paDSCR Adventure

Fungidzira kuti uri kutanga kushanya munyika yezvemari yebhizinesi.Heino, iyoDSCRreshiyo inomira seimba huru yemwenje, inotungamira ngarava (mabhizinesi) zvakachengeteka mukati memhute yekusagadzikana kwemari.Haisi metric chete;ichiedza chekujekesa mumakungwa akaoma emari yemakambani.

Iyo DSCR Recipe: Yakapusa Musanganiswa weNhamba
Pamusoro payo, iyoDSCRfomula iri nyore, asi ine zvirevo zvakadzama:

DSCR=Net Inoshanda Income/Chakazara Chikwereti Sevhisi

Funga nezveNet Operating Income semuhoro webhizinesi rako zuva nezuva, wobvisa mari yekushandisa, asi kuoma kwemubereko nemitero kusati kwatanga. Total Debt Service yakafanana nebhiri rose rinoda bhizinesi rako kubhadhara zvikwereti zvaro - zvese mukuru uye kufarira.Zvese ndezvekutarisa kana mari yako yebhizinesi iri buff zvakakwana kusimudza uremu hwezvikwereti zvaro.

Kukosha kweDSCR: Nei Iri Chinhu Chikuru
Kukweretesa Litmus Test: Kune vanokweretesa, yakasimbaDSCRzvibodzwa zvakafanana nekuwana goridhe.Zvinovavimbisa kuti bhizinesi rako haringogone kuchinjisa zvikwereti zvaro chete asiwo kuzviita zviri nyore uye nenyasha.
Investors 'Radar: Kune vanoisa mari, chiyero chakasimba cheDSCR chinoratidza bhizinesi risingori kurarama, asi riri kubudirira.Zvakafanana nemagineti inokwezva vangangove vachiisa mari.
Strategic Compass yeBhizinesi: Kune ane hungwaru bhizinesi mufambisi, DSCR inoshanda seyakarongeka kambasi.Inotungamira sarudzo dzekuti kuwedzera, chibvumirano, kana kuchengetedza kosi.Ndiyo North Star yezvemari inobatsira mabhizinesi kuramba ari munzira yekubudirira.

DSCR Munyika Chaiyo: Mufananidzo Unoshanda
Ngatipendei mufananidzo: Fungidzira tech yekutanga-net mambure ekushandisa mari yemadhora mazana mashanu ezviuru uye basa rechikwereti remadhora mazana maviri nemakumi mashanu.Dzvanya iyo nhamba, uye iwe unowana DSCR ye2.Mukutaura kwevasina basa, kutanga uku kuri kuwana mari yakapetwa kaviri painoda kubhadhara zvikwereti zvayo.Ndiyo mari yepamusoro-shanu!

Izvo Zviso Zviviri zveDSCR: Zvakanakira uye Zvakaipa

• Zvazvakanakira:

1. Muchina wenguva wehutano hwemari: DSCR inokubatsira kuti utarise kuita kwemari nekufamba kwenguva.
2. Yadhi yepasirese: Yakanakira kuenzanisa nevezera reindasitiri.
3. Mufananidzo uzere wemari: DSCR inosanganisira zvese zvechikwereti, ichipa hutano hwakadzama cheki.

• Cons

1. Anogona mapofu makwapa: Inogona kufuratira zvimwe zvinhu zvakaita semari yemutero.
2. Yakaoma zvishoma: Haisi iyo yakapusa chiyero pane block.
3. Hapana-saizi-inokodzera-zvese: Vakweretesi vakasiyana vanogona kunge vaine akasiyana DSCR mabhenji.

Kufurira Iyo Influencer: Zvinhu Zvinokanganisa DSCR
YourDSCRinogona kupesvedzerwa nezvakasiyana siyana, kubva pamafambiro anoita bhizinesi rako kusvika pakuchinja kwemitengo yemubereko yemusika.Zvakafanana nehurongwa hwemari umo zvinhu zvakasiyana zvinopindirana kuona kugona kwekambani yako kubata zvikwereti zvayo.

Kupeta: Kufamba mumakungwa eMari neDSCR
Kunzwisisa uye kushandisa simbaDSCRchiyero chakafanana nekuva nemurairidzi wega wega wekuita mari yebhizinesi rako.Icho chishandiso chinobatsira kwete chete mukugadzirisa madutu emari asiwo mukufamba nechikepe kune ramangwana rekukura nebudiriro.Kunyangwe iwe uri kutungamira kwekambani hombe kana kutungamira diki yekutanga, kutarisisa DSCR yako kunogona kukutungamira iwe kugadzikana kwemari uye kubudirira.

Saka, hezvo iwe unayo - kuongorora kunonakidza kweiyoDSCRratio.Zvinopfuura metric chete yemari;inhoroondo yekugona kwebhizinesi rako mune zvemari, inyaya yaunogona kutungamira kuti ubudirire.Chengetedza chishandiso ichi mune yako arsenal, uye tarisa bhizinesi rako richifamba zvine chivimbo richienda kune ramangwana rakabudirira.Heino kufambisa chikepe parwendo rwako rwebhizinesi!

VhidhiyoKudhirodha iyo DSCR Ratio: Yako Yemari Fitness Tracker

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.