12/04/2023

Mushure mekuratidzira chirongwa cheHOP chinofarira 0%.Rubatsiro rweKubhadhara Pazasi (DPA)muLA County, isu tinofara kuunza iyo Empower Homebuyers SCC chirongwa, ichipa mabhenefiti akafanana muSanta Clara County.

Simbisa Homebuyers SCC: Kupfuura Chikwereti Chete

Pakati payo, Empower Homebuyers SCC Chirongwa chinopfuura chikwereti chete; kuzvipira kusimudzira kukura kwenharaunda uye kuita kuti mhuri dzisime midzi munzvimbo inokura yeSanta Clara County. Hezvino izvo zvinodiwa nechirongwa:

1) Mari yekubatsira: Chirongwa ichi chinopa huwandu hwechikwereti chemadhora mazana maviri nemakumi mashanu, kusvika makumi matatu muzana emutengo wekutenga. Uku kutsigirwa kwakakura kwemari kunogona kuita shanduko murwendo rwako rwekutenga imba, kunyanya pasina chivharo pamutengo wekutenga. Denga ndiro muganhu wako mune inokura real estate landscape yeSanta Clara County.

2) Chekutanga chinodiwa zvinodiwa: Chikwereti chako chepamusoro chechikwereti chinofanira kunge chiri makumi matatu-makore akagadziriswa. Ichi chirongwa chinounza kufanotaura uye kugadzikana pakuronga kwako kwemari. Kufanoona uku kunovimbisa kuti rwendo rwako rwekuenda kumuridzi wemba rwakachengetedzeka sekushuvira kwaunenge uchishuvira.

3) Kuonga Kwakagoverwa: Kana iwe ukashandisa chirongwa cheEmpower Homebuyers SCC, mubhadharo wako unobatanidzwa neiyo equity inowanikwa paimba yako nenzira yakaenzana, yakanangana nechiyero chechikwereti chako. Semuyenzaniso, kana yako Empower chikwereti account ye20% yemutengo wekutenga imba yako, mugove wako wekutenda uchavewo 20%. Kukura kwe equity kwasara kunoramba kuri kwako. Ngatitsikei izvi nechiitiko chinoshanda: Ngatitii unotenga imba nemadhora mazana manomwe, uchisimudzira chirongwa cheEmpower kuvhara makumi maviri muzana emari iyi, inova $140,000. Gare gare, kana iwe ukatengesa imba iyi nemadhora mazana masere ezviuru, kubhadhara kwako kunosanganisira mari yekutanga yechikwereti inosvika $140,000 pamwe ne20% yekuwedzera kukosha kwemba, iyo pachiitiko ichi $20,000 (20% ye $100,000 yekutenda). Nokudaro, mari yose inobhadharwa yaizova $160,000.
Kutenda uku kunovharirwa makore gumi ekutanga, kuve nechokwadi chekuti makore ekutanga evaridzi vemba akanyanya kugadzikana mune zvemari. Tumira chiratidzo chemakore gumi, chivharo chekutenda chinosimudzwa, zvichipa varidzi vemba kuwedzera kuchinjika.

Kukodzera Kugonesa Homebuyers SCC - Kupusa pazvakanakisa

1) Kukodzera: Vhura kune avo vanogara kana kushanda muSanta Clara County uye vatengi vekutanga vanotenga pekugara pekutanga mukati medunhu.

2)Minimum Down Payment: Tanga rwendo rwako rwevaridzi vemba nekungobhadhara 3% pasi.

3) Dzidzo Inodiwa: Iyo HUD-yakasimbiswa 8-awa Homebuyer Dzidzo kirasi kubva kune yakasarudzwa agency vanonyorera maoko vane ruzivo rwunodiwa, kuve nechokwadi kuti havasi varidzi vemba chete asiwo vakadzidza.

4) Miganho Yemari: Mari yakabatanidzwa yemhuri, tichitarisa nhengo dzese dzevakuru, inofanira kuramba iri pasi pe120% yeArea Median Income. Izvi zvinovimbisa kuti chirongwa ichi chinoramba chichisvikirika kuvanhu vakawanda.
*Maximum Gross Gross Income Limit maererano neKukura Kwemhuri

Kukura Kwemhuri	1	2	3	4	5	6	7	8
Income Limit	$152,300	$174,050	$195,800	$217,550	$234,950	$252,350	$269,750	$287,150

 

Nzira Yako yeKuva Imba muSanta Clara County
Iyo Empower Homebuyers SCC Chirongwa haingori nzira yekuva nemba; kuzvipira kusimudzira zviroto nekuvaka nharaunda dzine nyonga nyonga. Iwo mukana wakasarudzika wevadiki nyanzvi, vari kukura mhuri, uye chero munhu arikuda kuve chikamu cheSanta Clara County ine simba remangwana. Nemusanganiswa wayo we zero-mubereko zvikwereti, rubatsiro rwakakura rwemari, uye nzira yakatarisana nenharaunda, chirongwa ichi chinomira sechiratidzo chekuzvipira kweSanta Clara County kune vagari vayo kugara zvakanaka nebudiriro.

Tora iyo Leap ne Empower Homebuyers SCC
Gamuchira uyu wakasarudzika mukana wekuchengetedza ramangwana rako mune imwe yeCalifornia ine simba matunhu. Ne Empower Homebuyers SCC, tanga rwendo rwakazadzwa nevimbiso uye zvinogona. Imba yako yemaroto muSanta Clara County haingori mukana - iri mukati mekubata kwako. Ngatisandure zviroto zvako zvevaridzi vemba kuti zviite hupenyu, hunobudirira. Tikugashirei kune yako imba nyowani muSanta Clara County!

VhidhiyoHomebuyers SCC Chirongwa-Shandura Chiroto Chako kuita Chaiyo muSanta Clara County

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS; mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo. Pane njodzi mumusika uye mari inofanira kungwarira. Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega. Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu. Isai mari zvinoenderana nenjodzi yenyu.