Mushure merinenge gore rekukwira kwehasha, musika wevashandi uri kupedzisira uchiratidza zviratidzo zvekutonhora, uye nhamba yevashandi vatsva yakaderera kusvika pamakore maviri.

Sezvatakambotaura, chinonyanya kutarisisa apo iyo Fed ichacheka mitengo inotevera imusika wevashandi.

December nonfarm payrolls data inoratidza kuti kuwedzera kweFed kwabhadhara.

Zvakare, kune mufaro wemusika, inflation yemuhoro yakadzikira zvakanyanya muna Zvita - muhoro weawa imwe chete wakangokwira ne 0.3% gore-pamusoro-gore, uye muhoro weawa wakakura nekunonoka kwegore-pagore kubva Nyamavhuvhu 2021.

Mumusangano wevatori venhau mushure mekukwira kwaZvita, Sachigaro weFed Powell akasimbisa kuti mihoro ndiyo nyaya yakakosha mukurwisa inflation muna 2023.

Uye maminetsi emusangano waDecember wakabudiswa neChitatu chekupedzisira, anoratidza kuti vatori vechikamu veFOMC vanotenda kuti kuchengetedza kukura kwemubairo wepamusoro kunotsigira kukwira kwemari muchikamu chebasa (kunze kweimba), uye kuti naizvozvo zvakakosha kuenderera mberi nekusimudzira chiyero pakati pekupa uye kudiwa musika wevashandi kuti uderedze kudzvanywa pamari yemuhoro.

Iko kutonhora kwakakosha mukukwira kwemuhoro kunopa humbowo hutsva hwekuti inflation iri kuderera zvakanyanya uye inovhura nzira yekuti Federal Reserve inonoke kumhanya kwekuwedzera kwechimbadzo.

 

Urovha Rate ichakwira zvakanyanya

Kunyange zvazvo musika wevashandi wakatonhora zvakanyanya, kuwana kwe223,000 mabasa kwakapfuura zvinotarisirwa nemusika pamwedzi wechisere wakateedzana.

Zvisinei, kuseri kweiyi rondedzero “yakasimba” pamusoro pemihoro yevasiri purazi, hazvitarisirwe kuti kukura kwemabasa kunokonzerwa nevanhu vazhinji vane mabasa akawanda.

Muna December, kwakanga kune vashandi venguva yakazara 132 299 000 muUnited States, asi panguva imwe cheteyo, nhamba yevashandi venguva isina kuzara yakawedzera ne679 000, uye nhamba yavanhu vane mabasa akawanda yakawedzera ne370 000.

Mumwedzi gumi yapfuura, nhamba yevashandi venguva yakazara yakaderera ne288,000, nepo nhamba yevashandi venguva yakazara yakawedzera ne886,000.

Izvi zvinoreva kuti nhamba yevasiri kurima payrolls yaifanira kunge isina kunaka muna Zvita, zvichienderana nehuwandu chaihwo hwevanhu vanowana mabasa matsva!

Uye iyo "yakawedzera" isiri yefarm payrolls report inoita kunge yakapofumadza vanhu, hupfumi hunogona kuratidza zviratidzo zvekutanga zvekudzikira.

Tichitarisa nhoroondo inoratidza kuti musika wevashandi pachawo chiratidzo chekunonoka uye kuti kukurumidza kukwira kumusoro muhuwandu hwekushaya mabasa kunowanzoitika kana mubereko uchikwira uchimira kana hurongwa hwemari huchichinja kusvika pakuderedzwa.

Izvi zvinoreva kuti chiyero chekushaikwa kwemabasa chinogona kukwira zvakanyanya mukati megore mushure mekunge Fed yamira kukwidza zvikwereti.

Nyanzvi dzezvehupfumi dzeBank of America dzinotofanotaura kuti mwero wokushaikwa kwemabasa uchakwira kubva pa3,7% kusvika pa5,3% gore rino, izvo zvingave vanhu vane mamiriyoni gumi nemapfumbamwe vasingashande!

 

Mortgage rates inotarisirwa kuderera

Nekuda kwekuderera kwemusika wevashandi uye inflation yemuhoro, mabheti emusika paFed rate kukwira kwakaderera, nemusika zvino unotarisira kukwira kwe25 basis point rate munaFebruary, iyo 75.7%.

Gumi regore reUS bond goho rakadonhawo zvinopfuura makumi matatu mapoinzi musvondo, uye mitengo yembavha inotarisirwa kudzikira.

Sezvo kuderera kuri kuita inflation kunowedzera kusimba, maziso eFed achange ari pamusika wevashandi munguva dzinotevera.

Ellen Zentner, mukuru wezvehupfumi kuMorgan Stanley, akasimbisawo kuti musika wevashandi ungangove unotevera kiyi chiratidzo, kwete CPI.

 

Sezvo musika wevashandi unotonhora, inflation ichadzikira nekukurumidza, uye musika wemortgage uchatanga kupora.