Vepamusoro Vanokweretesa vane Yakakwira YSP yeBroker: Kukwirisa Mihoro Yako muKukwereta Kwemari.
Munyaya yekubhadhara mari yembande, mabroker anotsvaga kudyidzana nevakweretesi vachipa kwete mitengo yemakwikwi chete asiwo inoyevedza Yield Spread Premiums (YSP).Ichi chinyorwa chinoongorora kukosha kweYSP, basa revakweretesi, uye chinopa nzwisiso kune vamwe vepamusoro vanokweretesa vanozivikanwa nekupa yakakwira YSP kune vatengesi.
Kunzwisisa Yield Spread Premiums (YSP)
Chii chinonzi YSP?
Yield Spread Premium, inowanzozivikanwa seYSP, ndiwo muripo wekuwedzera uyo vanokweretesa vanopa kune vanokweretesa vemo kuti vawane chikwereti nemutengo wepamusoro kupfuura waunofanirwa kukwereta.Ikomisheni inobhadharwa nemukweretesi kune broker yekuunza bhizinesi.
Kukosha kweYSP
YSP inoshanda sechikurudziro kune mabroker kuchengetedza zvikwereti zvine mazwi akanaka kune vanokweretesa.Inobvumira vatengesi kuti vawedzere mihoro yavo vachipa vanokwereta huwandu hwesarudzo dzemortgage.
Basa reVakweretesi muYSP
Mupiro Wemukweretesi kuYSP
Vanokweretesa vanopa kuYSP sechikamu chemuripo wechimiro chevanokweretesa.Huwandu hweYSP hunogona kusiyanisa pakati pevakweretesi, zvichiita kuti zvive zvakakosha kuti vatengesi vasarudze vadyidzani vanopa maprimiyamu emakwikwi.
Competitive Advantage kune Brokers
Mabroker anobatsirwa nekubatana nevakweretesi vanopa yakakwira YSP munzira dzakawanda.Izvo hazvingo wedzera muripo wavo wese asi zvakare zvinopa mukana wekukwikwidza mumusika wemortgage, kukwezva bhizinesi rakawanda kubva kune vanokwereta.
Mazano eMabhuroka Anotsvaga Yakakwira YSP
- Tsvagiridzo Yekukweretesa Kubhadhara Zvirongwa: Nyatsotsvaga uye enzanisa iyo YSP inopihwa yevakweretesi vakasiyana.Tarisa zvirongwa zvemuripo zviri pachena izvo zvinopa mubairo vatengesi nerupo.
- Funga nezveMukurumbira: Sarudza vanokweretesa vane mukurumbira wekubhadhara kwakanaka uye nenguva yeYSP.Kuverenga wongororo uye kutsvaga kurudziro kunogona kupa ruzivo mune rekodhi rekodhi remukweretesi.
- Kurukurai Matemo: Mabhuroka haafanire kuzeza kutaurirana nezve YSP nevanokweretesa.Vamwe vanokweretesa vanogona kuve vakavhurika kugadzirisa zvirongwa zvavo zvemuripo zvichienderana nekuita kwebroker.
- Diversify Lender Partnerships: Kuti uwedzere mikana yeYSP, funga kusiyanisa kudyidzana nevazhinji vanokweretesa.Izvi zvinovimbisa huwandu hwakawanda hwezvigadzirwa zvemortgage kune vatengi.
Mhedziso
Mumamiriro emakwikwi emari yembangi, vatengesi vari kutsvaga kuwedzera mihoro yavo vanofanirwa kudyidzana nevakweretesi vanopa YSP yakakwira.Kunzwisisa kukosha kweYSP, basa revakweretesi, uye kuona vanokweretesa vepamusoro mumusika kunogona kupa simba vatengesi kuti vaite sarudzo dzine ruzivo, vachizosimudzira kubudirira kwavo kwemari muindasitiri yekukweretesa.
Nguva yekutumira: Nov-11-2023